Dear President Obama, Can we talk? (And by that I mean a two way exchange. This could be a great opportunity for you to clear the air and rally the “troops,” so to speak.) I followed with great interest your May 1 commencement speech at the University of Michigan. While there are those who interpreted your remarks as suggesting that you feel you are above criticism, I want to believe and support you and I take you at your literal word, that you have no quarrel with dignified, restrained commentary.

What is the single greatest impediment is to the future economic stability of America? Possibilities abound, of course, but I believe the single greatest impediment to the future viability of the American economy is…the exploding cost of public pensions—and the demonstrated inability of our governmental leaders to resolve the issue.  (Mmm, that may be two [...]

In 1968 (certainly before my time!), Congress enacted the federal Truth in Lending Act (TILA) to protect borrowers by requiring lenders to properly disclose loan terms and costs. Much like lenders before TILA, I’m troubled by the willingness of our politicians to “stretch” the truth. Have you ever noticed that even after you read the [...]